Congratulations! You have made the decision to buy your first home. So what do you do now? Who do you talk to? May be your parents? May be your friends? May be the guy in the pub? We would hope not the last! In reality everyone you talk to is going to give you their advice, but consider this: What if you had a medical emergency, would you go to the man in the pub, a friend, a parent? Most likely you would go to a doctor or a hospital. When borrowing tens of thousands, if not hundreds of thousands of pounds you need to have professional, personalised financial advice that you can rely on.
Download the 'First Time Buyers Guide'
The advisers at Lawton Financial Services are trained professionals with years of experience in the mortgage and home buying industry. We aim to guide you through the seemingly complex nature of purchasing you first home.
Here are some simple steps that we can help you take:
- You need to find out how much you can borrow
- You need to know how much it will cost you each month
- Find out how much deposit you will need
- Whether you have to pay stamp duty or other costs
- Running through your income and expenditure to ascertain your budget
- Explain the many different types of first time buyer mortgages available
- Explain the mortgage application process
- Explain the roles that solicitors, estate agents, surveyors and mortgage companies play in the whole transaction
Ultimately you can read as many online do it yourself guides as you want but we urge you to complete the contact us form, pick up the phone or email us your questions.
Lawton Financial Services is an appointed representative of personal touch financial services ltd which is authorised and regulated by the financial services authority.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
We do not charge a fee for mortgage advice however a fee paying option is available. Our typical fee is 1% of the loan amount.